Medical Emergency
Without insurance, an ER visit can cost thousands of dollars.
We guide your household to find the best health coverage.
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ES
✓ Independent site specialized in affordable plans
Free Quote in Minutes
Private Health Insurance Plans (ACA-Compliant)
Many people qualify for tax credits that can lower monthly costs. *Eligibility varies.
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Licensed Insurance Agents
No cost for our service
Compare plans and prices
We've helped thousands of families in the U.S.
Thousands of families
protected
Compare plans from top insurance providers
Compare plans from top insurance providers
What kind of coverage are you looking for?
Select an option to get started
Most comprehensive coverage
Major medical plans with full protection
A plan with specific benefits
Coverage focused on your needs
Help me decide the right plan
Our experts guide you
I already know which plan I want
Talk to an agent to enroll
Medicare options
For those 65 and older
Risks of Not Having Health Insurance
We help you save time and money. We compare which insurance best fits your needs.
Unexpected Costs
A medical procedure without coverage can generate very large bills.
Medical Debt
Medical debt can damage your credit and household stability.
There are 4 different levels of coverage, often called "metal plans". They all offer the same essential health benefits. The main difference is how much you pay for care compared to what your plan covers.
Health Insurance makes it easy to save
Getting started takes less than 5 minutes
Quick and simple process
Our expert advisors will help you
To choose the right coverage
Compare plans to find
The lowest available rates
4 Levels of Medical Coverage
Metal tiers determine how much your health plan pays and how much you pay.
B
Bronze
Plan pays
60%
You pay
40%
S
Silver
Plan pays
70%
You pay
30%
G
Gold
Plan pays
80%
You pay
20%
P
Platinum
Plan pays
90%
You pay
10%
Review your options
Could you qualify for savings?
Eligibility is based on household income. If your income falls within these ranges, you may qualify for tax credits that lower your monthly cost. Eligibility varies.
| Household Size | 100% FPL | 150% FPL | 200% FPL ★ | 400% FPL |
|---|---|---|---|---|
| 1 person | $15,960 | $23,940 | $31,920 | $63,840 |
| 2 people | $21,640 | $32,460 | $43,280 | $86,560 |
| 3 people | $27,320 | $40,980 | $54,640 | $109,280 |
| 4 people | $33,000 | $49,500 | $66,000 | $132,000 |
| 5 people | $38,680 | $58,020 | $77,360 | $154,720 |
| 6 people | $44,360 | $66,540 | $88,720 | $177,440 |
Note: Exact income levels may vary by state. Data based on the 2026 federal poverty guidelines (HHS/ASPE), which apply to 2027 coverage.
Starting in 2026, there is no tax credit for incomes above 400% FPL.
Your immigration status may affect your eligibility for assistance in 2027.
What Our Clients Say
Families across the country share their experience with our agents.
★★★★★
"I was thrilled with the service. My agent found me an amazing plan for my family."
Maria G.
Miami, FL
★★★★★
"The process was super easy. In less than 10 minutes I had a health plan for the whole family."
Carlos R.
Houston, TX
★★★★★
"They helped me get full coverage for very little. Thanks for the patience and clarity."
Rosa M.
Los Angeles, CA
Simple Process
Enroll in 3 Steps
We guide you every step of the way.
1
Tell us about yourself
Complete the form with your ZIP code and basic information.
2
We compare plans
A licensed agent reviews the best options based on your needs and income.
3
Get protected
Choose your ideal plan and complete enrollment quickly and at no cost.
Frequently Asked Questions
Have Questions?
How much does it cost to enroll?
Enrollment is 100% free. You'll only pay the monthly premium of the plan you choose. Many people qualify for tax credits that lower the monthly cost. Eligibility varies.
Can I keep my current doctor?
It depends on the plan you choose. Each plan has its own provider network. Our agents help verify that your doctor is included before enrolling.
Do I qualify for subsidies or financial help?
It depends on your income and household size. Our agents automatically check if you qualify during the call. Most of our clients receive some form of assistance.
What documents do I need?
You'll need your Social Security number, income information (W-2 or tax return), and information for the household members you want to cover.
When is the enrollment period?
Open enrollment is generally from November 1 to January 15. If you have a qualifying life event (job loss, marriage, birth), you can enroll at any time.
Do I need to be a citizen to enroll?
You do not need to be a citizen. Lawful permanent residents and individuals with certain immigration statuses can also qualify for Marketplace health plans.
Ready to Get Started?
Speak with a licensed agent today and find the right plan for you and your family.